We make
mortgage easy.

At Cabrales Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Cabrales Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.

Let's Get Started

Get Organized

Use our loan checklist to gather the documents and paperwork you'll need for your mortgage.

Contact A Loan Officer

We'll get you preapproved for a loan and tell you what price range you should be shopping in.

Find Your Dream Home

Once you've found the right property, we'll walk you through every step of the closing process.

We have some great options.
Let's find a payment right for you.

Property Investor loan

DSCR Loan

Debt service coverage ratio uses rental income to qualify for financing

Flexible Requirement Loan

Non-QM Loan

Flexible income and credit requirements provide financing options for unique situations.

Home Seller Loan

Bridge Loan

Short-term financing for homebuyers who have a house to sell.

Credit Card Payoff Loan

Cash-out Refinance

Up to 95% loan-to-value ratio made for paying off high-interest debt.

Rural Homeowner Loan

USDA Loan

Zero down, lower rates and lower credit reqs. Made for rural properties.

High-earner home loan

Jumbo Loan

Special financing for higher value properties with limits set by location.

US Military Loan

VA Loan

Lower down payment and lower interest rates for US Military Veterans.

Well-Qualified Loan

Conventional Loan

Great for well-qualified individuals, with lower rates and less hoops.

First-time Homeowner Loan

FHA Loan

Lower down payment and lower barriers-perfect for the first-time buyer.

Contact Us

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2117 Cornerstone Blvd.
Edinburg, TX 78539

T: (956) 688-9035

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© 2024 Lower Holding Company, dba Cabrales Mortgage. Lower is a family of companies. Lower® and its DBAs (Homeside Financial, AMSW Lending, Fairfax Mortgage, Key Mortgage Group, Yes Mortgage and Vybe Mortgage.) provide home loans; Lower Realty, LLC provides real estate services; Homeside Insurance Services, LLC facilitates shopping experience for homeowner’s insurance policies. All rights reserved. Conducts business as “Lower.com, LLC” in Kentucky, Minnesota, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC

Home lending products offered by Lower | 5950 Symphony Woods Road, Suite 301, Columbia, MD 21044